“We offer guidance to people of any age who want to confidently invest their retirement account on their own.”
We follow a time-tested investment philosophy that teaches the average investor how to build a retirement portfolio that will outperform most professionally managed accounts.
We believe that everyone can be a successful do-it-yourself investor if they adopt an investment philosophy that follows three investing rules:
Over the last 20 years, the average stock fund investors’ return was 5.02% annually, while the S&P 500 Index was 9.22%. This is due to investors trying to time the market instead of staying invested and benefiting from returns that were there for the taking!
The key to staying invested is staying disciplined. Three ways to stay disciplined include becoming educated about proper investing principles, diversifying your retirement portfolio across multiple asset classes, and re-balancing your portfolio periodically.
Instead of trying to beat the market, capture the returns the markets have to offer. Maximize these returns by “owning the market” using low-cost index funds and focusing on what you can control…investment risk and fees.