About Us

We spend the time searching for the right combination of exchange-traded funds (ETFs) so you don’t have to. Also, our Monthly Video Newsletter cuts through the financial market’s “noise” by summarizing 30 days of market news in 8 minutes, saving you the time it would take to read about 30 issues of The Wall Street Journal.

Retirement Investor model portfolios are designed for investors who have an IRA, Roth-IRA, SEP-IRA, Solo-401(k), SIMPLE-IRA or anyone wanting to know how to invest their 401(k), 403(b), or 457 account after leaving their job.

No. Retirement Investor is designed to help you invest on your own using your existing brokerage accounts

No. Members never open a brokerage account with Retirement Investor. Simply choose a model portfolio to follow and replicate it in your own existing brokerage account.

We accept most major credit and debit cards.

Go to the “My Account” screen by clicking your name in the upper right corner of the Home Page. Then click the “Billing” tab. On this page click the green “Edit” button. Scroll down to see the “Payment Information” fields. For your security, we do not store credit card information on our host servers so these fields will be blank. You must complete all the required fields by entering your updated Credit Card Type, Credit Card Number, Month & Year of Expiration, and your card’s Security Code. Once you have completed these steps click “Submit”.

No.  While the Retirement Investor website is secure, we do not store your credit card numbers on our host servers.  Your credit card information is securely held with Authorize.net, the leading payment processing institution. For more information on how Authorize.net protects your financial information please visit www.Authorize.net.

Yes. Retirement Investor partners with Symantec (Norton/VeriSign) to provide Secure Sockets Layer (SSL) protocol to provide communication security over the internet. Additionally, Retirement Investor does not hold your credit card information on its host servers. Credit card information is securely held with Authorize.net.

While logged into the site, go to the “My Account” screen by clicking your name in the upper right corner of any page. Scroll down to the “Name & email” section, type your new address into the “Email” field, and click the “SAVE” button.

While logged into the site, go to the “My Account” screen by clicking your name in the upper right corner of any page. Scroll down to the “Change password” section. Type your current password into the “Current password” field. Type your desired new password into the “New password” and “Confirm new password” fields, making sure to type it exactly the same way both times. Click the “SAVE” button.

Yes. Please contact us for a custom quote at info@retirementinvestor.com

ETF stands for “exchange-traded fund”. An ETF is similar to a mutual fund in that it invests in a basket of stocks or bonds so you get broad diversification within a single fund. A single ETF can own over one thousand companies. ETFs are very popular investments because of their low cost. Their fund expense is much less than traditional mutual funds or index funds. You buy and sell an ETF the same way you would buy and sell a stock by placing a trade in your online brokerage account.

We choose our ETFs based on several important factors such as the fund’s cost, historical performance, number of holdings within the fund, how long the fund has existed, the quality of the fund company managing the ETF, and how closely the fund tracks the asset class in which we want to invest.

On an ongoing basis Retirement Investor is monitoring what is happening in the global financial markets. We formally evaluate the asset allocation and the underlying funds within our portfolios on a monthly basis. In an average year we will typically make changes to your model portfolio three to four times. If a change is necessary, you will be notified by email and also on our website when you log in.

We use Morningstar as our main data source for providing performance information.

Our “Personalize My Portfolio” tool makes this process simple. All you need to do is enter the current value of your retirement account and the tool will automatically show you how much money to invest in each fund and the number of shares you need to buy. You can then print, download, or email this personalized Portfolio Trade Report that list all the trades you need to make. From there, you’ll place your trades with the online broker of your choice.

You can use our “Portfolio Calculator” tool to generate Portfolio Trade Reports for any of our five model portfolios. However, alerts for model portfolio updates will be based on the model portfolio you have selected as “My Current Portfolio”.

No. Retirement Investor is designed to help you invest on your own using your existing accounts. We do not open accounts at Retirment Investor.

It is easy to change which portfolio you are following. Simply log in, click “My Portfolio”, then click “Switch My Portfolio”. This tool will allow you to generate a Portfolio Trade Report that shows you what trades you need to make to convert to your new model portfolio.

You should not print your Portfolio Trade Report until you’re ready to place your trades because the report is based on the current market value of each fund, which will change daily.

Most investors rebalance their portfolio annually. However, portfolios should be “rebalanced” on an ongoing basis with cash flows as new deposits are made (or as distributions are taken). We provide a rebalancing tool called “Rebalance My Portfolio” that will show you how many shares of each fund you need to buy and sell.

Yes and no. Retirement Investor model portfolios cannot be looked up in the newspaper or on financial websites because they do not carry a “ticker” symbol. However, every ETF that is used to build our model portfolios does carry a “ticker”. The performance of each ETF is published and updated daily in every major newspaper and financial data website.

You’ll receive the Monthly Video Newsletter by the 15th of the following month.

We’re sorry to learn that you wish to cancel your subscription with Retirement Investor. You may do so in two ways:

a) Follow this direct link: https://www.retirementinvestor.com/account-cancel

b) Follow these steps:
1. Go to your account page
2. Click the “Cancel Subscription“ link.

Once you reach the Subscription Cancellation page, please fill the questionnaire and click “Cancel my subscription” (green button) at the bottom.